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NEW Backyard Improvements! & Landscaping, Under $320K, USDA $0 Down Financing Eligible | 2021 Home | Huge Outbuilding + No HOA + Fenced yard! We heard your feedback and sellers have made massive improvements to backyard! Buy this home with $0 down using USDA financing and enjoy the freedom of no HOA restrictions just minutes from Chattanooga. Built in 2021, this move-in ready one-level home offers the benefits of newer construction without the added costs, restrictions, or wait times of new builds. Inside, you'll find a bright open layout with vaulted ceilings, durable LVP flooring, granite countertops, and a farmhouse sink island that anchors the kitchen and living space. The split-bedroom floor plan provides privacy for the primary suite, while two additional bedrooms offer flexibility for guests, family, or a home office. Step outside to a fully Updated and fenced backyard, perfect for pets, kids, or relaxing evenings around a fire pit. The gently sloped yard provides added privacy and natural drainage while still offering usable outdoor space. One of the standout features of this property is the 25' x 12' detached outbuilding -- already in place and ready for use as a workshop, home gym, hobby space, craft studio, remote office, or extra storage. Homes with this level of flexibility are increasingly hard to find, especially without HOA restrictions. Conveniently located: • 5 minutes to Chickamauga Battlefield • 20 minutes to downtown Chattanooga • Minutes from shopping and dining • Zoned for well-regarded local schools Why buyers love this home: • Built in 2021 (modern construction & lower maintenance) • USDA $0 down financing eligible • No HOA restrictions • Fully fenced backyard • Detached workshop / studio / hobby space If you've been searching for a newer home with space, flexibility, and freedom to use your property the way you want, this Rock Spring property delivers. Homes with these features under $320K are rare -- schedule your showing toda
Property Type(s):
Single Family
| Last Updated | 6/1/2026 | Tract | None |
|---|---|---|---|
| Year Built | 2020 | Garage Spaces | 2.0 |
| County | Walker |
SCHOOLS
| Elementary School | Rock Spring Elementary |
|---|---|
| Jr. High School | Saddle Ridge Middle |
| High School | LaFayette High |
Additional Details
| AIR | Ceiling Fan(s), Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Range Hood, Refrigerator |
| CONSTRUCTION | Fiber Cement, HardiPlank Type |
| EXTERIOR | Dog Run, Private Yard, Rain Gutters |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Central, Electric |
| INTERIOR | Beamed Ceilings, Ceiling Fan(s), Crown Molding, Double Vanity, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Stone Counters, Storage, Tray Ceiling(s), Walk-In Closet(s) |
| LOT | 0.35 acre(s) |
| LOT DESCRIPTION | Back Yard, Gentle Sloping, Level, Private, Secluded, Sloped, Sloped Down, Sloped Up |
| LOT DIMENSIONS | 131x131x133x102 |
| PARKING | Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Off Street, RV Access/Parking, Attached |
| POOL DESCRIPTION | None |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Other |
| SUBDIVISION | None |
| TAXES | 2677 |
| UTILITIES | Cable Connected, Electricity Connected, Water Connected |
| WATER | Public |
Location
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Listing Courtesy of Real Estate Partners Chattanooga LLC
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Keller Williams Realty does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded.
This site was last updated on 6/9/26 2:10 AM PDT
Copyright© 2002 by Chattanooga Association of REALTORS®
This IDX solution is (c) Diverse Solutions 2026.
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