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Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey. Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall. Boathouse: has electric and water, 2 power lifts for boats, and an upstairs storage room 5 car garages plus equipment room and workshop area Extensive driveway area
Property Type(s):
Single Family
| Last Updated | 5/22/2026 | Tract | Bal Harbor |
|---|---|---|---|
| Year Built | 1980 | Community | Chattanooga |
| Garage Spaces | 5.0 | County | Hamilton |
SCHOOLS
| Elementary School | Harrison Elementary |
|---|---|
| Jr. High School | Brown Middle |
| High School | Central High School |
Additional Details
| AIR | Ceiling Fan(s), Central Air, Multi Units, Other |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Free-Standing Electric Range, Gas Water Heater, Tankless Water Heater, Trash Compactor |
| AREA | Chattanooga |
| BASEMENT | Finished, Yes |
| CONSTRUCTION | Stone |
| EXTERIOR | Boat Slip, Dock, Outdoor Grill |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Natural Gas |
| INTERIOR | Walk-In Closet(s) |
| LOT | 0.62 acre(s) |
| LOT DESCRIPTION | Gentle Sloping, Waterfront |
| LOT DIMENSIONS | 96 x 214 x 190 x 340 |
| PARKING | Basement, Driveway, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Kitchen Level, Off Street, Attached |
| POOL DESCRIPTION | None |
| SEWER | Public Sewer |
| STYLE | Ranch |
| SUBDIVISION | Bal Harbor |
| TAXES | 12255.94 |
| UTILITIES | Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake, Water |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Waterfront, Lake, Lake Front, Seawall |
Location
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Listing Courtesy of Coldwell Banker Pryor Realty
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This site was last updated on 6/13/26 7:56 AM PDT
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