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Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot. Zoned for East Ridge Elementary, Dalewood Middle, and Brainerd High School.
Property Type(s):
Single Family
| Last Updated | 8/7/2026 | Tract | Kelly Gardens |
|---|---|---|---|
| Year Built | 1947 | Community | Chattanooga |
| County | Hamilton |
SCHOOLS
| Elementary School | East Ridge Elementary |
|---|---|
| Jr. High School | Dalewood Middle |
| High School | Brainerd High |
Additional Details
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| AREA | Chattanooga |
| BASEMENT | Finished, Yes |
| CONSTRUCTION | Vinyl Siding |
| EXTERIOR | Awning(s), Fire Pit, Private Entrance |
| HEAT | Central, Natural Gas |
| LOT | 0.39 acre(s) |
| LOT DESCRIPTION | Cleared, Level |
| LOT DIMENSIONS | 85X220 |
| PARKING | Driveway, Off Street, On Street |
| POOL DESCRIPTION | None |
| SEWER | Public Sewer |
| STORIES | 3+ |
| SUBDIVISION | Kelly Gardens |
| TAXES | 2626.48 |
| UTILITIES | Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected |
| WATER | Public |
Location
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Listing Courtesy of Keller Williams Realty
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Keller Williams Realty does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded.
This site was last updated on 8/15/26 4:21 PM PDT
Copyright© 2002 by Chattanooga Association of REALTORS®
This IDX solution is (c) Diverse Solutions 2026.
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