3629 Hodley Avenue, Chattanooga, TN 37410 (MLS # 1540814)

A brand-new detached home in Chattanooga for just $192,500 -- and eligible buyers may qualify for up to $21,000 in down payment assistance.* Opportunities like this simply do not come along often. Construction is now underway on this thoughtfully designed home in Somerville Cottages, giving you the rare chance to buy new at an approachable price while still getting in early enough to make it feel like your own. With estimated completion approximately four months away, there is still time to select available colors, finishes and personal touches before construction progresses. At a time when finding a brand-new detached home under $200,000 in Chattanooga is exceptionally difficult, this is an opportunity worth paying attention to. And the value goes well beyond the price. New construction means no aging roof waiting to be replaced, no outdated HVAC system, and no list of deferred maintenance projects greeting you after closing. Instead, you get the confidence of a newly built home, modern materials and systems, and the added peace of mind of a builder warranty. Inside, Somerville Cottages delivers the features buyers want most, including quartz countertops, 9-foot ceilings, abundant natural light and an open-concept floor plan thoughtfully designed to make the most of every square foot. The result is a home that feels bright, modern and comfortable without paying for space you don't need. For qualified buyers, the opportunity may be even more compelling. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Somerville Cottages is located in rapidly growing South Chattanooga, just minutes from downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium. Restaurants, shopping, recreation and many of the city's most exciting new developments are all within easy reach. Whether you're purchasing your first home, downsizing, or simply looking for an exceptional value, this is a chance to own something increasingly difficult to find in Chattanooga: a brand-new, detached home at an attainable price -- with the opportunity to personalize it before it's finished. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

Last Updated	8/14/2026	Tract	Somerville Cottages
Year Built	2026	Community	Chattanooga
County	Hamilton

SCHOOLS

Elementary School	Donaldson Elementary
Jr. High School	Orchard Knob Middle
High School	Howard School of Academics & Tech

Additional Details

AIR	Electric
AIR CONDITIONING	Yes
AMENITIES	Maintenance Grounds
APPLIANCES	Dishwasher, Disposal, Free-Standing Electric Oven, Free-Standing Electric Range, Microwave, Water Heater
AREA	Chattanooga
CONSTRUCTION	HardiPlank Type
EXTERIOR	Garden, Rain Gutters
HEAT	Central, Electric
HOA DUES	100
INTERIOR	High Ceilings, High Speed Internet, Open Floorplan, Walk-In Closet(s)
LOT	0
LOT DIMENSIONS	0
PARKING	Off Street, On Street, Paved
SEWER	Public Sewer
SUBDIVISION	Somerville Cottages
UTILITIES	Sewer Connected, Water Connected, Underground Utilities
VIEW	Yes
VIEW DESCRIPTION	Mountain(s)
WATER	Public

Location

 

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