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*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
Property Type(s):
Multi Family
| Last Updated | 8/29/2026 | Tract | Kershners |
|---|---|---|---|
| Year Built | 1930 | Community | Chattanooga |
| County | Hamilton |
SCHOOLS
| Elementary School | Orchard Knob Elementary |
|---|---|
| Jr. High School | Orchard Knob Middle |
| High School | Howard School of Academics & Tech |
Additional Details
| AIR | Multi Units |
|---|---|
| AIR CONDITIONING | Yes |
| AREA | Chattanooga |
| LOT | 0.3 acre(s) |
| LOT DIMENSIONS | 50X134 |
| PARKING | Asphalt, Gated, Gravel, Off Street |
| SEWER | Public Sewer |
| SUBDIVISION | Kershners |
| TAXES | 1416.18 |
| VIEW | Yes |
| WATER | Public |
Location
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Listing Courtesy of RE/MAX Renaissance Realtors
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Keller Williams Realty does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded.
This site was last updated on 9/14/26 11:21 PM PDT
Copyright© 2002 by Chattanooga Association of REALTORS®
This IDX solution is (c) Diverse Solutions 2026.
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