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SPECIAL SELLER-PAID RATE REDUCTION! Qualified buyers may be able to take advantage of Year 1: rate 2% lower • Year 2: rate 1% lower • Year 3 on: full note rate when financing through the participating lender ... ask for more details + LENDER CREDIT AVAILABLE! Welcome to 4089 Prospect Church Road in Ooltewah, Tennessee, where ONE-LEVEL LIVING, an updated interior, a peaceful setting, and an incredibly convenient location come together at a NEW PRICE OF $299,900! QUALIFIED BUYERS MAY ALSO RECEIVE A LENDER CREDIT WHEN USING THE PARTICIPATING LENDER, providing an additional opportunity to help with eligible closing costs or other lender-approved expenses. Buyer must qualify; lender terms and conditions apply. Featuring 3 bedrooms, 2 full bathrooms, and 1,346 square feet, this charming ranch home sits on a level 0.36-acre lot and was completely renovated in 2022. Whether you're searching for your first home, looking to simplify with one-level living, or simply want an affordable home in the Ooltewah and Collegedale area, this property offers so much to love. Step inside to a warm and inviting living room centered around a beautiful gas log fireplace. The spacious kitchen offers plenty of room to gather and features granite countertops, stainless steel appliances, a pantry, and a center island with bar seating for casual dining and entertaining. A separate dining room provides additional flexibility and could also be used as a home office, study, or flex space. Just off this area, step outside onto the back deck, perfect for grilling, relaxing, or enjoying the peaceful surroundings. Outside, you'll love the covered front porch, level yard, two outbuildings for additional storage, and the creek along the back of the property, creating a charming country feel while still being close to everyday conveniences. LOCATION IS ANOTHER HIGHLIGHT! The home is less than two miles from Southern Adventist University and McKee Foods, with convenient access to Collegedale, Ooltewah, shopping, dining, and everyday amenities. RENOVATED. ONE LEVEL. 3 BEDROOMS. 2 BATHROOMS. OOLTEWAH. UNDER $300K. PLUS A LENDER CREDIT AVAILABLE TO QUALIFIED BUYERS! 4089 Prospect Church Road is ready for its next owner. Schedule your private showing today!
Property Type(s):
Single Family
| Last Updated | 10/6/2026 | Tract | Baker & Silvers Part 2 |
|---|---|---|---|
| Year Built | 1965 | Community | Collegedale |
| County | Hamilton |
SCHOOLS
| Elementary School | Apison Elementary |
|---|---|
| Jr. High School | Ooltewah Middle |
| High School | Ooltewah |
Price History
| Prior to Sep 14, '26 | $315,000 |
|---|---|
| Sep 14, '26 - Sep 24, '26 | $309,900 |
| Sep 24, '26 - Oct 6, '26 | $304,900 |
| Oct 6, '26 - Today | $299,900 |
Additional Details
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Free-Standing Electric Range, Microwave, Refrigerator, Washer |
| AREA | Collegedale |
| BASEMENT | Crawl Space, Yes |
| CONSTRUCTION | Brick, Other, Vinyl Siding |
| EXTERIOR | Private Yard, Rain Gutters |
| FIREPLACE | Yes |
| HEAT | Central, Electric |
| INTERIOR | Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry |
| LOT | 0.36 acre(s) |
| LOT DESCRIPTION | Level |
| LOT DIMENSIONS | 186X237 |
| PARKING | Driveway |
| SEWER | Septic Tank |
| STORIES | 1 |
| STYLE | Contemporary |
| SUBDIVISION | Baker & Silvers Part 2 |
| TAXES | 1958.51 |
| UTILITIES | Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Not Available, Water Connected |
| WATER | Public |
| WATERFRONT DESCRIPTION | Creek |
Location
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Listing Courtesy of Better Homes and Gardens Real Estate Signature Brokers
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Keller Williams Realty does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded.
This site was last updated on 10/24/26 7:26 AM PDT
Copyright© 2002 by Chattanooga Association of REALTORS®
This IDX solution is (c) Diverse Solutions 2026.
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